Title and Title Insurance
The firm provides a complete line of residential and commercial title insurance and settlement services. The attorneys, paralegals, underwriters and closing agents are highly proficient technically and extremely knowledgeable. We can respond quickly to your needs, with the flexibility to adopt creative approaches for unique circumstances. We communicate clearly and consistently with all parties to the real estate transaction and we pride ourselves on our friendly professionalism.
Why Have Title Insurance?
A title is a right to partial or whole ownership of a piece of real estate. Typically, a purchase agreement will include a provision conditioning the sale of the property on the seller providing a marketable title. A marketable title is a title generally free from encumbrances and title defects that may lead to litigation. An example of a title defect might be a gap in the history of the property's ownership. In such a case, after the buyer has purchased the property, someone could conceivably show up and claim to be the rightful owner.
To protect him or herself, a buyer should purchase and obtain title insurance as part of the purchase process. If an unknown title defect does surface after purchase, the buyer may recover damages under the policy. A title insurance policy sometimes includes a provision requiring the title insurance company to defend the title in litigation should anyone challenge the title. Title insurance can also be purchased by the holder of the property mortgage.
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If you wish to arrange an initial consultation please call us at (772) 403-8130. If you would prefer to contact us via email please contact our Managing Attorney, Hayley B. Colina, LL.M.
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